An Explore of Financing Source of Small and Micro-sized Enterprises Under Internet Financial Background

Abstract

Currently China’s small and micro-sized enterprises are facing problems and difficulties in many ways. Among them financing is a most realistic issue concerning enterprises’ survival and development. From the beginning of “Internet plus†era, internet financing starts to widely serve the small and micro-sized enterprises with the feature of low-cost, mass data application and convenient usage. It makes finance more equal and flattening for small and micro-sized enterprises using its platform and resource advantage. Meanwhile, it provides new source for the small and micro-sized enterprises financing, enhancing the financing mode’s width and innovation and lowering its financing difficulty. It also contributes in the fund support and resource provision in the small and micro-sized enterprises’ future development.